5 Tips For Improving Your Credit Score

I’ve been a little missing this last almost week because I’ve had to send my computer to the “Infirmary” and then get my files “restored” from my online backup and onto my new computer.

That takes a really long time y’all!

So, I’m back now…almost up to par computer-wise, and ready to again begin posting here regularly.

Rummaging through my “dump” files, I found the following information about Credit Scores and figuring it all out, that might interest you, So, here goes…:5 tips to help improve your credit score.

With all 5 tips included, it’s a pretty long missive so I’m going to do you all a favor and break this up into two days of reading.

Is your credit score in the low 600’s? Do you even know what your credit score is?

1. Get copies of your credit report —then make sure the information is correct.

You can do this by going to the Annual Credit Report Web site. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit reporting companies every 12 months.

You can also call 877-322-8228 or complete the Annual Credit Report Request Form at the Federal Trade Commission (FTC) web site and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

2. Pay your bills on time.

One of the most important things you can do to improve your credit score is to pay your bills by the due date. If you want, you can set up automatic payments from your bank account to help you pay on time, BUT be sure you have enough money in your account to avoid overdraft fees.

And there you go; you’ve got two really great tips under your belt.

So stop back here tomorrow about this time to finish reading about improving your credit score.

Yours In Improving Your Credit Score,